Resources
In today’s complex financial world, it’s important to seek advice from credible sources. We’ve compiled these resources to help our consumers make smarter financial decisions. Bookmark this page for great content and be sure to join us in social media.
mortgage
mortgage protection
Applying for a Mortgage
Since most people finance their home purchases, buying a home usually involves applying for a mortgage. Here is some basic information to help guide you through the process.
first-time home buyer
home purchase
mortgage protection
Q and A: How much house can I afford?
Answer:
Years ago, the general rule of thumb was that you could afford a house that cost two and a half times your annual salary. Today, most people finance their home purchases. As a result, determining how much house you can afford generally equates to how large a mortgage you qualify for and how...
estate planning
final expense planning
final expenses
life insurance
wills
Estate Planning with Life Insurance
Life insurance has come a long way since the days when it was known as burial insurance and used mainly to pay for funeral expenses. Today, life insurance is a crucial part of many estate plans. You can use it to leave much-needed income to your survivors, provide for your children’s education,...
estate planning
final expense
final expense planning
final expenses
wills
Estate Planning: The Basics of a Will
If you care about what happens to your money, home, and other property after you die, you need to do some estate planning. There are many tools you can use to achieve your estate planning goals, but a will is probably the most vital. Even if you’re young or your estate is modest, you should always...
first-time home buyer
home purchase
mortgage
mortgage insurance
mortgage protection
real estate
The Basics of Buying a Home
Purchasing a home is an exciting and rewarding experience. Having a place to call home is the ultimate dream for many Americans. However, the process of buying a home can be stressful, especially if this is your first time. Fortunately, knowing what to expect can make it a lot easier.
estate planning
final expense
personal finance
senior assistance
senior planning
Estate Planning for Success
Why is estate planning so critical? Because, at your death, you leave behind the people you love and all your worldly goods.
emergency fund
personal finance
saving
Establishing a Financial Safety Net
In times of financial crisis, the last thing you’ll want to do is start digging through the couch cushions for coins. Especially if you have a family. Having a financial safety net in place can ensure that you’re protected when a financial emergency arises. One way to accomplish this is by...
financial organization
financial planning
financial records
Keeping Financial Records Organized
A record-keeping system is a systematic approach to retaining and filing documents in a way that makes them easy to find when needed, even if it’s several years later. Record-keeping systems range from simple to elaborate and from basic to comprehensive. The ideal system is designed to fit your...